What is Home Dwelling Policies?

Home Dwelling insurance, also known as dwelling coverage or Coverage A, is the portion of your homeowners policy that covers the costs to repair or rebuild your home after it's damaged by a covered peril, such as fire. Dwelling coverage includes all of your home's attached structures, such as its garage or a porch, as well as built-in appliances, such as a water heater, should they suffer damage with your home.


Home Dwelling Insurance Cover :

  • Vandalism
  • Fire and smoke damage
  • Explosions (check if your policy excludes terrorism)
  • Lightning strikes
  • Hail damage
  • Wind damage
  • Damage due to the weight of excess snow, sleet or ice
  • Burst pipes
  • Falling objects, including aircraft
  • Motor vehicle collisions